About SJFCU

Credit Unions are Good for You

Whether you are opening your first savings account, financing a home, or investing for retirement, we have the products and services for virtually all your financial needs. Take a moment to explore this site.

A growing number of media outlets have put credit unions front-and-center in the last few months. Stories highlighting the benefits of credit unions have appeared on networks and programs including CNBC, MSNBC, CNN, the CBS Early Show, and the Huffington Post. The stories all encourage consumers to move their business away from big banks in favor of local institutions and credit unions.

The news media has been advising consumers to go to their credit union to get great deals from people they can trust. Whether a consumer is searching for lower fees, great rates on auto and home equity loans, or a better rate on credit cards, they can find it at a credit union.

South Jersey Federal Credit Union: Safe, Secure, Sound

Your deposits here at South Jersey Federal Credit Union are now insured up to $500,000.
This exceptional level of coverage is attained through a combination of:

• federal insurance provided by the National Credit Union Share Insurance Fund (NCUSIF) and
• private insurance made available to SJFCU members by the Excess Share Insurance (ESI) Corporation.

The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 includes provisions making permanent the $250,000 maximum federal deposit insurance level (which had been temporary until December 31, 2013). Federal deposit insurance for both credit unions and banks was first increased to $250,000 as a provision of the Emergency Economic Stabilization Act of 2008.

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