Welcome to South Jersey Federal Credit Union

Type	Features	Rate	APY*
Individual Retirement Account (IRA) - Tier 1	$0 -$19,999	0.65%	0.65%
Individual Retirement Account (IRA) – Tier 2	$20,000 - $49,999	.75%	0.65% - .71%
Individual Retirement Account (IRA) – Tier 3	$50,000 and Above	1.15%	.71% - 1.15%
Share Certificate 1 Year IRA 2 Year IRA 3 Year IRA 4 Year IRA 5 Year IRA	Minimum Deposit of $1,000 $1,000 $1,000 $1,000 $1,000	.55% .75% 1.00% 1.50% 1.75%	.55% .75% 1.00% 1.51% 1.76%
Share Certificate 1 Year IRA 2 Year IRA 3 Year IRA 4 Year IRA 5 Year IRA	Minimum Deposit of $20,000 $20,000 $20,000 $20,000 $20,000	.65% .85% 1.30% 1.70% 2.05%	.65% .85% 1.31% 1.71% 2.07%
Share Certificate 1 Year IRA 2 Year IRA 3 Year IRA 4 Year IRA 5 Year IRA	Minimum Deposit of $50,000 $50,000 $50,000 $50,000 $50,000	.65% .85% 1.30% 1.70% 2.05%	.65% .85% 1.31% 1.71% 2.07%