Welcome to South Jersey Federal Credit Union

To commemorate our 70th Anniversary,
SJFCU is pleased to offer
70th Anniversary Special CDs and IRA Share Certificates

Term	Type	Minimum	Rate	Yield
17 Month	Share Certificate	$1,000	1.76%	1.77%
17 Month	IRA Share Certificate	$1,000	1.76%	1.77%

27 Month	Share Certificate	$1,000	2.05%	2.07%
27 Month	IRA Share Certificate	$1,000	2.05%	2.07%

37 Month	Share Certificate	$1,000	2.34%	2.37%
37 Month	IRA Share Certificate	$1,000	2.34%	2.37%

Type

Features

APR

APY Range

Statement Savings-
Tier 1

$100 - $1,999

0.35%

Statement Savings-
Tier 2

$2,000 - $4,999

0.50%

0.35%- 0.44%

Statement Savings-
Tier 3

$5,000 - $24,999

0.60%

0.44% - 0.57%

Statement Savings-
Tier 4

$25,000 and Above

0.75%

0.57% - 0.75%

Teacher's Club-
Tier 1

$100-$1,999

0.35%

Teacher's Club-
Tier 2

$2,000-$4,999

0.50%

0.35%- 0.49%

Teacher's Club-
Tier 3

$5,000 and Above

0.60%

0.49% - 0.60%

Savings Sub Share

No Minimum Balance Required

0.35%

Christmas Club

Maturity date October 1

0.35%`

0.35%

Vacation Club

Maturity date April 1

0.35%

Checking

No Minimum Balance Required

0.10%

Individual Retirement Account (IRA) - Tier 1

$0 -$19,999

1.50%

1.51%

Individual Retirement Account
(IRA) – Tier 2

$20,000 - $49,999

1.75%

1.51% - 1.66%

Individual Retirement Account
(IRA) – Tier 3

$50,000 and Above

2.25%

1.66% - 2.27%

Share Certificate
1 Year
2 Year
3 Year
4 Year
5 Year

Minimum Deposit of
$1,000
$1,000
$1,000
$1,000
$1,000

1.50%
1.75%
2.15%
2.35%
3.00%

1.51%
1.76%
2.17%
2.38%
3.04%

Share Certificate
1 Year
2 Year
3 Year
4 Year
5 Year

Minimum Deposit of
$20,000
$20,000
$20,000
$20,000
$20,000

1.60%
1.95%
2.20%
2.40%
3.05%

1.61%
1.97%
2.22%
2.43%
3.09%

Share Certificate
1 Year
2 Year
3 Year
4 Year
5 Year

Minimum Deposit of
$50,000
$50,000
$50,000
$50,000
$50,000

1.60%
1.95%
2.25%
2.45%
3.15%

1.61%
1.97%
2.27%
2.48%
3.20%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of
$1,000
$1,000
$1,000
$1,000
$1,000

1.50%
1.75%
2.15%
2.35%
3.00%

1.51%
1.76%
2.17%
2.38%
3.04%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of
$20,000
$20,000
$20,000
$20,000
$20,000

1.60%
1.95%
2.20%
2.40%
3.05%

1.61%
1.97%
2.22%
2.43%
3.09%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of
$50,000
$50,000
$50,000
$50,000
$50,000

1.60%
1.95%
2.25%
2.45%
3.15%

1.61%
1.97%
2.27%
2.48%
3.20%

Money Market

Minimum Deposit of $1,500

0.70%

SUPER Money Market

Minimum Deposit of $25,000

1.40%

1.41%

MEGA Money Market

Minimum Deposit of $100,000

1.65%

1.66%