accounts

Accounts

Savings

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Regular Savings

  • Save up for the things you want (or need)
  • Earn competitive dividends
  • Establish membership with SJFCU
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Club Savings

  • Year-round savings for the holidays, vacation, or summer (for teachers)
  • Competitive dividends paid on entire balance
  • Avoid unwanted credit card debt and tight financial months
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Money Market Account

  • Competitive rates, higher than traditional savings
  • Dividend rate increases based on account option (three options)
  • Maintain access to your money, including direct check writing
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Individual Retirement Account (IRA)

  • Competitive dividends above standard savings rates
  • Traditional and Roth IRA options, plus Coverdell Education Savings
  • No monthly or annual maintenance fees and tax advantages*
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Certificate

  • Fixed rates, higher than regular savings
  • Locked-in rates provide more guarantee than other risky investments
  • Terms ranging from 1 year to 5 years available