rates

For Your Information

Rates

Product Rates

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Checking

Totally Free Checking

FeaturesRateAPY1
No Minimum Balance Required
0.10%
0.10%

1 Annual Percentage Yield

Rates are subject to change without notice. 

Fees could reduce the earnings on the account.

Savings

Regular Savings

TypeFeaturesRateAPY1
Tier 1 $100 - $4,999 0.10% 0.10%
Tier 2 $5,000 - $24,999 0.20% 0.10% - 0.18%
Tier 3 $25,000 and Above 0.25% 0.18% - 0.25%

Club Savings

TypeFeaturesRateAPY1
Educator's Club - Tier 1
$100 - $4,999 0.10% 0.10%
Educator's Club - Tier 2
$5,000 and Above 0.20% 0.10%- 0.20%
Holiday Club Maturity date October 1 0.20% 0.20%
Vacation Club Maturity date first of the month, 12 months after start date 0.20% 0.20%

1 Annual Percentage Yield

Rates are subject to change without notice.

Fees could reduce the earnings on the account.

Money Market

Money Market

TypeFeaturesRateAPY1
Money Market Minimum Deposit of $1,500 0.18% 0.18%
SUPER Money Market Minimum Deposit of $25,000 0.25% 0.25%
MEGA Money Market Minimum Deposit of $100,000 0.45% 0.45%

1 Annual Percentage Yield

Rates are subject to change without notice. 

Fees could reduce the earnings on the account.

IRA


Type Rate APY
SPECIAL OFFER - 18 Month IRA Share Certificate
$1,000 Minimum Deposit 1.25% 1,26%

Type Rate APY1
SPECIAL OFFER - 24 Month IRA Share Certificate
$2,500 Minimum Deposit 2.00% 2.02%

Individual Retirement Account (IRA)

TypeFeaturesRateAPY1
Tier 1 $0 -$19,999 0.40% 0.40%
Tier 2 $20,000 - $49,999 0.55% 0.40% - 0.49%
Tier 3 $50,000 and Above 0.90% 0.49% - 0.90%


IRA Share Certificate - Minimum Deposit of $1,000

Type Rate APY1
18 Month IRA 1.75% 1.75%
24 Month IRA 1.90% 1.92%
3 Year IRA 1.10% 1.10%
4 Year IRA 1.50% 1.51%
5 Year IRA 1.50% 1.51%

1 Annual Percentage Yield

Rates are subject to change without notice. 

Fees could reduce the earnings on the account.

Certificates

Type Rate APY1
SPECIAL OFFER - 18 Month Share Certificate
$1,000Minimum Deposit 1.25% 1.26%

Type Rate APY1
SPECIAL OFFER - 24 Month Share Certificate
$2,500 Minimum Deposit 2.00% 2.02%

Share Certificate - Minimum Deposit of $1,000

Type Rate APY1
12 Month 1.00% 1.00%
13 Month 1.25% 1.26%
18 Month 1.75% 1.76%
24 Month 1.90% 1.92%
3 Year 1.10% 1.10%
4 Year 1.50% 1.51%
5 Year 1.50% 1.51%

Loans

All rates are subject to change. 

Personal Loans: Rates as low as 6.99% APR with terms up to 72 months.

Auto Loans: Rates as low as 1.99% APR with terms up to 84 months.

Recreation Vehicle Loans: Rates as low as 4.99% APR with terms up to 180 months.

Home Equity Loans: Rates as low as 3.99% APR with terms up to 240 months.

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