There might be some hidden money in your house! Convert the equity in your home into cash you can use on an ongoing basis.
- Competitive Rates
- Customized Terms
- Local Decisions
- Awesome Service
- Convert the equity in your home into ongoing financing
- Use any amount of money, any time you need it
- Home repairs
- Large purchases (such as appliances and furniture)
- Consolidate your debt
- Pay tuition expenses
- And much more!
- Available on 1-4 family residential property in New Jersey and Pennsylvania
- Secured by the established equity in your home
- No closing costs*
- The interest paid may be tax deductible**
- SJFCU request that you may maintain a minimum $25 Regular Savings balance when you have a loan
- Prompt decision-making and processing based in South Jersey
- Attentive service from our experienced staff every step of the way
*If credit line is paid and closed in the first 3 years, borrower will be responsible for reimbursing the credit union for all cost paid at closing. Member is still responsible to pay closing cost for credit limits over $100,000.00.
**Consult a tax advisor.