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If you’ve got the dream, we’ve got the financing. We want to help you realize your biggest goals and projects with an affordable loan.

Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decisions
  • Awesome Service
  • Finance almost anything at rates as low as 7.49% APR
  • Funds for almost any purpose
    • Education expenses
    • Personal projects
    • Family vacation
    • Debt consolidation
    • Taxes
    • Emergency fund
    • And more!
  • No waiting period after joining — apply upon membership
  • Amounts available up to $20,000 for six (6) years
  • Minimum amount for new loans is $1,000 for one (1) year
  • SJFCU requests that you maintain a minimum $25 Regular Savings balance when you have a loan
  • Budget-friendly repayment terms, tailored to meet your needs
  • Prompt decision-making and processing based in South Jersey
  • Attentive service from our experienced staff every step of the way

Add an extra layer of protection

Our Member's Choice™ Borrower Security offers payment protection that can cancel or reduce repayment of the principal and interest owed, in the event of disability, loss of life and even involuntary unemployment.

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