If you’ve got the dream, we’ve got the financing. We want to help you realize your biggest goals and projects with an affordable loan.
- Competitive Rates
- Customized Terms
- Local Decisions
- Awesome Service
- Finance almost anything at rates as low as 7.49% APR
- Funds for almost any purpose
- Education expenses
- Personal projects
- Family vacation
- Debt consolidation
- Emergency fund
- And more!
- No waiting period after joining — apply upon membership
- Amounts available up to $20,000 for six (6) years
- Minimum amount for new loans is $1,000 for one (1) year
- SJFCU requests that you maintain a minimum $25 Regular Savings balance when you have a loan
- Budget-friendly repayment terms, tailored to meet your needs
- Prompt decision-making and processing based in South Jersey
- Attentive service from our experienced staff every step of the way
Add an extra layer of protection
Our Member's Choice™ Borrower Security offers payment protection that can cancel or reduce repayment of the principal and interest owed, in the event of disability, loss of life and even involuntary unemployment.