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Expand your financial capabilities with this secured loan that doesn’t even require a credit report.

Key Features

  • Awesome Service
  • Competitive Rates
  • Local Decisions

No Credit report necessary. The collateral for the loan is a saving account equal or greater than the amount of the loan. Excluded are Holiday and Vacation Club Accounts and IRAs.

  • Minimum Loan: $500
  • Terms:
    • 6-24 months – 4.00 percent over current dividend rate being earned
    • 25-144 months – 5.00 percent over current dividend rate being earned
    • Refer to Dividend Rate Table and use Savings Account balance (not the loan balance) to determine correct APR

No credit report necessary. The loan is a balloon note, with Payment in full due on the maturity date of the certificate.

  • Minimum Loan: $500
  • Interest Rate: Less than one (1) month – 24 months – 4.00 percent over current dividend rate being earned on a certificate
    • 25-60 months – 5.00 percent over current dividend rate being earned on a certificate
  • Terms: Loan is only for the duration of the certificate.
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