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Boost your purchasing power wherever you go, with a card that’s accepted worldwide.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Local Service
  • Enhanced purchasing power in town, around the globe, or online with Visa®
  • Accepted at more than 20 million retail locations, and over 659,000 ATMs, worldwide
  • Low variable interest rate*
  • No annual fee
  • Low annual percentage rate
  • Fees as low as 3% or $5 for balance transfers
  • Access to CURewards® program**
  • Easily replaced if lost or stolen

With a Platinum Visa from SJFCU, you know exactly what you get and when:

  • No hidden fees
  • No late-payment rate increases
  • No unexpected limit decreases

Need to pay off other credit cards?

Transferring your balance can help you to pay off your creditors, including high-interest credit cards. Simply fill out our Visa Transfer Authorization form (PDF) and return it to us to start the process.

Add an extra layer of protection

Our Member's Choice Borrower Security offers payment protection that can cancel or reduce repayment of the principal and interest owed, in the event of disability, loss of life and even involuntary unemployment. Learn more about members choice borrower security.

*As of 10/1/2018 variable rate only available to members with an existing fixed rate Visa requesting a credit limit increase. New credit card requests will be offered the Variable Rate Platinum Visa Card.

Visa Credit Card Agreement (PDF)

Variable Rate Visa Credit Card Disclosure (PDF)

Fixed Rate Visa Credit Card Disclosure (PDF)*

**For qualified members.

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