For Your Information


Variable Rate Platinum Visa Credit Card

As a basic rule of thumb, things come up in life that require money. With an anytime-available Platinum Visa® Credit Card from SJFCU, you’re always one step ahead. Whether you’re down the road, across the globe, or online, making purchases is incredibly easy — and rewarding too. Every time you use your card, you're also racking up points toward discounts on merchandise and travel.

*As of 10/1/2018 only available to members with an existing fixed rate visa requesting a credit limit increase.  New credit card requests will be offered the Variable Rate Platinum Visa Card.
  • Enhanced purchasing power in town, around the globe, or online
  • Accepted at more than 20 million retail locations, and over 659,000 ATMs, worldwide
  • Low variable interest rate
  • No annual fee
  • Low annual percentage rate
  • Fees as low as 3% or $5 for balance transfers 
  • Access to CURewards® program*
    • Earn one point for every dollar spent using your card
    • Redeem points for exciting merchandise and travel options
    • Easily track and manage your rewards activity online
  • Easily replaced if lost or stolen 

With a Platinum Visa from SJFCU, you know exactly what you get and when:

  • No hidden fees
  • No late-payment rate increases
  • No unexpected limit decreases 

Need to pay off other credit cards?

Transferring your balance can help you to pay off your creditors, including high-interest credit cards. Simply fill out our Visa Transfer Authorization form and return it to us to start the process. 

Add an extra layer of protection

Our Member's Choice™ Borrower Security offers payment protection that can cancel or reduce repayment of the principal and interest owed, in the event of disability, loss of life and even involuntary unemployment. Learn more.