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Loans

Current Promotions

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Drive into cool summer savings with these Auto Loan Promotions! Refinance a non-SJFCU auto loan and you could lower your rate by AT LEAST 2.0% APR*. Already have an SJFCU Auto Loan? Take out a new one and get a Visa Gift Card up to $400!**

 Promo Code: Q3AL2019

*Loan must close by September 30, 2019 to qualify for this offer. Vehicle must be 2014 model year or newer and not to exceed 120,000 miles. Rate offer is based on creditworthiness as well as other factors including loan-to-value (LTV). 2% rate reduction subject to following minimum rates: 2.24% (42mos.), 2.74% (54mos.), 3.49% (66 mos.), 3.99% (78mos.), and 4.49% (90mos.). Minimum $25,000 amount financed for seven-year financing. LTV will be determined using MSRP for new vehicles and NADA for used vehicles. South Jersey FCU reserves the right to request documentation to verify current Annual Percentage Rate (APR). SJFCU vehicle loans not eligible for this offer. Additional terms and conditions apply. Offer may be withdrawn at any time at the discretion of the credit union.

**Loan must close by September 30, 2019 to qualify for this offer. Vehicle purchased must be 2010 model year or newer and not to exceed 120,000 miles. Credit approval is based on creditworthiness as well as other factors including loan-to-value (LTV). LTV will be determined using MSRP for new vehicles and NADA for used vehicles. Amount financed with South Jersey FCU on new purchase from 10,000 - $15,000 will receive $200 Visa Gift Card, $15,001 - $25,000 will receive $300 Visa Gift Card, and $25,001 and above will receive $400 Visa Gift Card at time of closing. Member must have an existing auto loan with South Jersey FCU open a minimum of 12 months with no late payments. Refinance of existing auto loans do not qualify for this offer. One gift card per account. Additional terms and conditions apply. Offer may be withdrawn at any time at the discretion of the credit union.