Transferring your balances from other high rate credit cards, to our low, fixed-rate Platinum Visa can help you to pay off your debt faster.
Simply fill out the balance transfer form and start saving money! Any balances you transfer to your new Platinum Visa will be at a low, fixed interest rate. Please note that you should continue to make the monthly payments on the other credit cards until you have confirmed that your balance transfer was completed.
If you are not currently a Platinum Visa Credit Card holder, please feel free to apply and fill out the Platinum Visa Credit Card form.
Click here to learn more and apply for a loan. Must enter code PL12MO to receive our low introductory rate!
*Must close by 3/31/17. Introductory rate applies to new balances only (SJFCU refinances not permitted). Loan proceeds must be used to directly pay off existing debts (excluding SJFCU obligations) via credit union check. Minimum FICO of 720 is required with minimum five years established credit. Total unsecured borrowing (SJFCU Loans and Visa credit limits) not to exceed $15k. Must meet all credit requirements to qualify for this offer. Other rates and terms available to qualified borrowers. Rates and Terms subject to change at the discretion of the credit union.
Home Equity Line of Credit (HELOC) - SJFCU has a great new home loan product....the Home Equity Line of Credit. HELOC loans are set up as a revolving line of credit that allows you to borrow money as you need it, using your home as collateral. Click here to learn more and apply today!
Home Equity Loan - We’ll help you transition the existing equity in your home into affordable financing for a wide range of other personal needs – like consolidating your debt, for example. Our Home Equity Loan is a fixed-rate loan with no appraisal fee. Click here to learn more and apply today!