loans

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RV/Boat/Motorcycle Loan

Whether your ideal vehicle is designed for hugging the pavement curves, breaking through the waves, or trekking through the mud, the financing accommodations you can expect from us don’t change. We offer competitive rates and a wide range of financing options on new and used motorcycles, campers, boats, and other recreational vehicles. Get the quick and easy process started today. 

Summary
  • Competitive rates for new or pre-owned recreational vehicles, including:
    • Motorcycles
    • Campers
    • Trailers
    • Motorhomes
    • Boats
    • Other watercraft
  • Refinance your current recreational vehicle to potentially lower your rate
  • Make payments by automatic payment to qualify for a quarter percent loan rate reduction
  • No waiting period after joining – apply upon membership
  • SJFCU requests that you maintain a minimum $25 Regular Savings balance when you have a loan      
  • Prompt decision-making and processing based in South Jersey
  • Attentive service from our experienced staff every step of the way

Financing by RV Type

  • New motorcycles - Up to 100% financing with terms up to 72 months
  • Used motorcycles (in the last 7 model years) - Up to 100% financing of agreed purchasing price or NADA retail value, whichever is less, for terms up to 72 months
  • New RVs or Boats - Up to 100% financing for terms up to 180 months/up to 240 months (includes a 180 month balloon payment)
  • Used RVs (up to 10 models years) and used boats (up to 15 model years) - Up to 100% financing of agreed purchasing price or NADA retail value, with terms up to 180 months

Add an extra layer of protection

Our Member's Choice™ Borrower Security offers payment protection that can cancel or reduce repayment of the principal and interest owed, in the event of disability, loss of life and even involuntary unemployment. We have also partnered with Trustage to bring you additional coverage options. Learn more about our Auto Insurance and GAP Insurance coverage options.

Pack on the perks – just for being a member

Just by virtue of your membership at SJFCU, you automatically qualify for additional rewards and discounts related to buying, owning, and caring for your vehicle. Learn more about the benefits through the Love My Credit Union Rewards Program