Choose when you would like to "Skip-A-Pay" on your qualifying loan(s) or Visa payment(s) to help you get through a tough stretch or just take a break from your payment(s)
To take advantage of Skip A Pay, please click the button below and return the form by bringing it into your local branch, fax or mail.
*Form must be signed to be accepted. By skipping your loan payment you authorize South Jersey Federal Credit Union to defer your monthly payment and a $35.00/$50.00 fee for using the Skip-a-Pay program will be collected as part of the deferred payment program. Finance charges will continue to accrue on your unpaid balance. The Skip-A-Pay program will extend the maturity date on the loan (not including Visa) and my/our pledge of collateral will remain in effect until the loan is fully repaid. Selecting to skip-a-payment may negatively impact GAP coverage in place on a vehicle loan. All Bankruptcies must be discharged. The credit union reserves the right to determine if prior or subsequent action may disqualify your loan from this program.