Mortgage Center


Home Equity Loan Promotion

Did the holiday season leave you in the hole? Find your way out and on the road to financial success in the New Year with a Home Equity Loan from SJFCU.

Borrow up to 100% of the loan-to-value against the equity in your home with our low rates start at just 3.99% APR for 5 years*. 

So what are you waiting for? Ring in the New Year with a step in the right direction

*Must apply by March 31, 2018. Maximum loan amount is $25,000. Minimum amount borrowed for new loans and refinances is $10,000. Minimum FICO score of 720 and 2 years property ownership required. Offer good on owner occupied residence only up to 100% loan to value including any existing first mortgage balance. Maximum loan term is 66 months. Other home equity rates and terms available to qualified borrowers.  All rates and terms subject to change at any time at the discretion of the credit union. Interest may be tax deductible. Consult a tax professional. Standard closing costs apply.