Rates

1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Annual Percentage Yield (APY). Fees may reduce earnings. Review our Truth In Saving Disclosure for details.

1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. The Annual Percentage Yield (APY) shown is paid on balances of $100 or more. Minimum opening deposit is $5. Fees may reduce earnings. Review our Truth In Saving Disclosure for details.

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1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Annual Percentage Yield (APY). Minimum opening deposit is $1,000. Fees may reduce earnings. Review our Truth In Saving Disclosure for details.

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1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Annual Percentage Yield (APY). Fees may reduce earnings.

2. APY shown is paid on balances of $100 or more. Review our Truth In Saving Disclosure for details.

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1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Annual Percentage Yield (APY). Fees may reduce earnings. Review our Truth In Saving Disclosure for details.

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1. Rates effective as of the date listed above. Variable Annual Percentage Yield (APY) shown is paid on balances of $1,000 or more. Minimum balance to earn dividends is $1,000. Maximum balance is $500,000. For other rates and tiers, visit FirstHarvestCU.com/Rates. Offer valid for funds not currently on deposit with First Harvest Credit Union; you may qualify by depositing an additional $5,000 or more in new money. Contact us for details. Fees may reduce earnings. Review our Truth In Saving Disclosure for details. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. Membership restrictions apply.

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1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Annual Percentage Yield (APY). Progressive Money Market requires a minimum opening deposit and daily balance of $1,500. Fees may reduce earnings. Review our Truth In Saving Disclosure for details.

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1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Annual Percentage Yield (APY). Minimum opening deposit is $1,000. Fees may reduce earnings. Review our Certificate Truth In Saving Disclosure for details.

2. Annual Percentage Yield (APY) listed paid on $1,000 minimum balance. APY accurate as of 4/1/2024 and subject to change without notice. First Harvest Credit Union reserves the right to withdraw or revise the special offer at any time without further notice. Certificates will automatically renew at maturity according to the terms stated on your Account & Receipt Disclosures provided at account opening. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Institutional funds are not qualified for this offer. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. 

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1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Annual Percentage Yield (APY). Minimum opening deposit is $1,000. Fees may reduce earnings. Review our Certificate Truth In Saving Disclosure for details.

2. Annual Percentage Yield (APY) listed paid on $1,000 minimum balance. APY accurate as of 4/1/2024 and subject to change without notice. First Harvest Credit Union reserves the right to withdraw or revise the special offer at any time without further notice. Certificates will automatically renew at maturity according to the terms stated on your Account & Receipt Disclosures provided at account opening. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Institutional funds are not qualified for this offer. Review our Truth In Saving Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. 

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*Annual Percentage Rate (APR) effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. New Auto rates available for 2024 automobile model year with less than 20k miles. Rates for this product are determined by an evaluation of applicant credit, as well as other factors including loan term, collateral mileage and model year, and Loan-To-Value (LTV). Your rate may vary from the rates shown. Sample Monthly Payment: $14.88 for every $1,000 borrowed at 6.49% APR for 84 months with $25,000 loan minimum. Payment example is based on longest term available for illustrative purposes only and does not include Debt Protection or available optional vehicle protection plans. Your payment may be higher. Auto Loan refinance rates available for vehicles not previously financed at First Harvest Credit Union. Membership restrictions apply. Other rates and terms available for model years 2023 and earlier. Contact us for details.

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**Annual Percentage Rate (APR) effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Used Auto rates available for automobile model years 2023 and older. Maximum age for purchases is (10) model years (currently 2015) and maximum for refinance is (5) model years (currently 2020). Rates for Used Auto Loans are determined by an evaluation of applicant credit, as well as other factors including loan term, collateral mileage and model year, and Loan-To-Value (LTV). Your rate may vary from the rates shown. Sample Monthly Payment: $15.13 for every $1,000 borrowed at 6.99% APR for 84 months with $25,000 loan minimum. Payment example is based on longest term available for illustrative purposes only and does not include Debt Protection or available optional vehicle protection plans. Your payment may be higher. Auto Loan refinance rates available for vehicles not previously financed at First Harvest Credit Union. Membership restrictions apply.

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1. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Annual Percent Rates (APR) shown is for $200,000 maximum 1st lien loan amount with a maximum 90% LTV and are subject to be cancelled, extended, or changed without notice. APRs are determined by an evaluation of applicant credit, collateral valuations, length of term, loan amount, and other considerations. Your rate may vary from the rates shown. Homeowners Insurance and Flood Insurance, if applicable, is required. Title insurance is required for loans over $100,000. Sample Monthly Payment: $19.39 for every $1,000 borrowed at 5.99% APR at 60 months (90% LTV). If the Home Equity Loan is paid and closed in the first 3 years, the borrower will be responsible for reimbursing First Harvest Credit Union for all third-party costs paid at closing. Offer is subject to cancellation or change without notice.

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2. Rates effective as of the date listed above and are subject to be cancelled, extended, or changed without notice. Home Equity Lines of Credit (HELOC) are variable-rate lines. Rates based on the current highest Prime Rate as published in the Money Rates Section of the Wall Street Journal. Lowest Annual Percentage Rates (APR) for 80% LTV HELOCs is Prime Rate - 50 basis points.  Lowest APR for 81-90% LTV 1st lien position is Prime Rate + 50 basis points.  Lowest APR for 81-90% LTV 2st lien position is Prime Rate + 100 basis points. The floor APR is 3.50%; maximum APR is 18%. APRs are determined by an evaluation of applicant credit, collateral valuations and other considerations. Your rate may vary from the rates shown. Homeowners Insurance and Flood Insurance, if applicable, is required. Title insurance is required for loans over $100,000. 5 Year Draw Period ($100 Minimum Advance); 15 Year Repayment Period. If the HELOC is paid and closed in the first 3 years, the borrower will be responsible for reimbursing the credit union for all third-party costs paid at closing.

• Minimum Rate Payment Example: If you took a single $10,000 credit advance at 3.50% APR and made only the monthly payment, it would take you 20 years to pay off your HELOC. During that period, you would make 239 payments of $58.01 and 1 payment of $57.32.
  
  
• Maximum Rate Payment Example: If you took a single $10,000 credit advance at 18.00% APR and made only the monthly payment, it would take you 20 years to pay off your HELOC. During that period, you would make 239 payments of $154.43 and 1 payment of $147.79.

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*All rates are subject to change.

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