Skip to content

You help our local economy succeed — so let us help you succeed. Explore these lending options for growing or starting your business.

For detailed product information tailored to your business needs, please contact us.

Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decisions
  • Excellent Service
  • Get the right space at the right rate
  • Purchase or refinance commercial real estate
  • Competitive rates
  • Variety of terms
  • Conventional or SBA
  • Up to 80% LTV, cash out options
  • No early termination penalties

Please contact your local branch so that we may recommend a product for your specific business needs. Or, learn more and request your loan now at njBIZloan Connection.

Looking to grow your business? Obtain the additional funds you need for your business to succeed with a secured commercial equity line of credit. This allows you to tap into the equity of your eligible commercial property, using the property as collateral. These lines of credit feature:

  • Financial flexibility for purchases
  • Covers cash flow needs
  • Competitive rates
  • Multiple pay back term options
  • No early term penalties
  • Construction Loans

Have a new project in mind? Or need to remodel your current facility? Ideal for individuals, developers and contractors, our construction loans include the following benefits:

  • Multiple disbursements
  • Simple access to funds
  • Add a level financing option
  • Land acquisition financing

Please contact your local branch so that we may recommend a product for your specific business needs. Or, learn more and request your loan now at njBIZloan Connection.

Term loans are short or intermediate financing options that are used to finance a business need for a specific amount of credit over a set period of time. Term loans can be used to:

  • Purchase equipment
  • Finance assets
  • Acquisitions
  • Purchase vehicles
  • Funds available for various business needs
  • Fund business growth or expansion

When you need a fixed-term loan using the equity in your existing commercial property, look no further than our competitive business term loans. These loans offer the following benefits:

  • Secured and unsecured options available
  • Fixed or variable interest
  • Repayments based on a predetermined schedule
  • Variety of terms available
  • Set up automatic payments through your credit union business checking account 

Please contact your local branch so that we may recommend a product for your specific business needs. Or, learn more and request your loan now at njBIZloan Connection.

A revolving line of credit may be the best financing option for those short-term cash flow needs. A line of credit gives an opened-ended access to a predetermined amount of credit. Lines of credit, both secured and unsecured, are available for business needs such as: 

  • Working capital
  • Funding payroll
  • Purchasing supplies
  • Business emergency
  • Seasonal inventory purchase
  • Bridging the gap between accounts receivable and accounts payable

In purchase situations where you need additional cash flow, njBIZloan Connection Credit Union(s) may be able to issue a letter of credit to cover the full or remaining amount of the purchase.

Please contact your local branch so that we may recommend a product for your specific business needs. Or, learn more and request your loan now at njBIZloan Connection.

best live chat