Skip to content

Current Promotions

Take Advantage of Our Visa® Credit Card Summer Special

We are turning up the heat with a sizzling deal this summer! Apply for a new Visa and get 0% APR on balance transfers and new purchases for 12 months.*

To make this deal sizzle even more, qualifying members will be able to collect rewards points on balance transfers and new purchases!

Promo Code: Q3V2019

Learn more and apply online.

*Minimum FICO score of 680 required. Introductory Rate offer for new Visa card members only through September 30, 2019. 0% Introductory Rate offer for a period of 12 billing cycles from account opening date. Introductory Rate offer applies to Purchases and Balance Transfers only. All Balance Transfers must post within first 90 days of account opening to qualify for this offer. The current standard variable rate APR for all advances is 11.40% to 18.0% based on your credit worthiness and will vary with the market based on the U.S. Prime Rate. After the Introductory Rate period ends the standard rate will be applied to all unpaid promotional balances, new purchases, and balance transfers. Penalty APR up to 18.0% applies if you pay late or your payment is returned. Offer is subject to credit approval. Additional terms and conditions apply. Offer may be withdrawn at any time at the discretion of the credit union. BALANCE TRANSFER DISCLOSURE: Balance Transfer Option may not be used to pay off existing South Jersey FCU loan or credit card balances owed. There is a balance transfer fee of $5 or 2.0% of the amount of each transfer, whichever is greater. Rewards points available for qualified borrowers.

 

Save Big When You Refinance Your Auto Loan

Drive into cool summer savings with these Auto Loan Promotions! Refinance a non-SJFCU auto loan and you could lower your rate by AT LEAST 2.0% APR.*

Already have an SJFCU auto loan? Take out a new one and get a Visa® Gift Card for up to $400!**

Promo Code: Q3AL2019

Apply online today!

*Loan must close by September 30, 2019 to qualify for this offer. Vehicle must be 2014 model year or newer and not to exceed 120,000 miles. Rate offer is based on creditworthiness as well as other factors including loan-to-value (LTV). 2% rate reduction subject to following minimum rates: 2.24% (42mos.), 2.74% (54mos.), 3.49% (66 mos.), 3.99% (78mos.), and 4.49% (90mos.). Minimum $25,000 amount financed for seven-year financing. LTV will be determined using MSRP for new vehicles and NADA for used vehicles. South Jersey FCU reserves the right to request documentation to verify current Annual Percentage Rate (APR). SJFCU vehicle loans not eligible for this offer. Additional terms and conditions apply. Offer may be withdrawn at any time at the discretion of the credit union.

**Loan must close by September 30, 2019 to qualify for this offer. Vehicle purchased must be 2010 model year or newer and not to exceed 120,000 miles. Credit approval is based on creditworthiness as well as other factors including loan-to-value (LTV). LTV will be determined using MSRP for new vehicles and NADA for used vehicles. Amount financed with South Jersey FCU on new purchase from 10,000 - $15,000 will receive $200 Visa Gift Card, $15,001 - $25,000 will receive $300 Visa Gift Card, and $25,001 and above will receive $400 Visa Gift Card at time of closing. Member must have an existing auto loan with South Jersey FCU open a minimum of 12 months with no late payments. Refinance of existing auto loans do not qualify for this offer. One gift card per account. Additional terms and conditions apply. Offer may be withdrawn at any time at the discretion of the credit union. 

best live chat