Skip to contentFree Checking
- Checking with all the essentials and no monthly service fee
- Competitive dividends on your entire balance*
- No minimum balance requirements; free digital banking
Learn MoreSavings
- Establishes your membership with SJFCU
- Flexible savings account for any purpose
- Competitive dividends, no monthly service fee
Learn MoreClub Savings
- Reduce stress by saving year-round for the holidays or vacations
- Funds available just in time for holiday shopping or vacation
- Teacher's Club available for teachers saving for the summer
Learn MoreMoney Market Account
- Competitive rates, higher than traditional savings accounts
- Dividend rate increases based on account balance
- Maintain access to your money, including direct check writing
Learn MoreIndividual Retirement Account (IRA)
- Competitive dividends above standard savings rates
- Traditional and Roth IRA options, plus Coverdell Education Savings
- No monthly or annual maintenance fees and tax advantages*
Learn MoreCertificates
- Guaranteed earnings at a fixed rate, higher than regular savings
- Terms ranging from 1 year to 5 years available
- No setup or maintenance fees
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