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Free Checking

  • Checking with all the essentials and no monthly service fee
  • Competitive dividends on your entire balance*
  • No minimum balance requirements; free digital banking
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Savings

  • Establishes your membership with SJFCU
  • Flexible savings account for any purpose
  • Competitive dividends, no monthly service fee
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Club Savings

  • Reduce stress by saving year-round for the holidays or vacations
  • Funds available just in time for holiday shopping or vacation
  • Teacher's Club available for teachers saving for the summer
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Progressive Money Market Account

  • Competitive rates, higher than traditional savings accounts
  • Dividend rate increases based on account balance
  • Maintain access to your money, including direct check writing
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Individual Retirement Account (IRA)

  • Competitive dividends above standard savings rates
  • Traditional and Roth IRA options, plus Coverdell Education Savings
  • No monthly or annual maintenance fees and tax advantages*
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Certificates

  • Guaranteed earnings at a fixed rate, higher than regular savings
  • Terms ranging from 1 year to 5 years available
  • No setup or maintenance fees
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